8 sourced pages
OFW Money & Docs
Budget frameworks for splitting one paycheck three ways, and a sourced checklist of documents to keep handy. Tools, not advice.
Splitting an OFW paycheck: abroad, padala, and savings
A neutral framework for splitting one OFW paycheck three ways — living abroad, padala home, and savings. A structure to fill in, not advice.
OFW documents checklist: what each Philippine agency posts on validity, fees and processing
Passport, OEC/OFW Travel Pass, OWWA, PSA copies, PhilHealth, SSS, Pag-IBIG, overseas voting, apostille: each agency's posted validity, fee and source, dated.
How much do OFWs send home: the BSP remittance figures by year
Overseas Filipinos sent a record $35.63 billion home in 2025 (BSP cash remittances, +3.3%). Jan–Aug 2026: $23.42 billion, up 2.2%. By year, source and month.
A monthly padala tracking system: the fields a log keeps, and the closing step most miss
A cross-provider structure for a monthly padala log: date, channel, amount, fee, reference, confirmation, and why a bank's tracker isn't the same thing.
Sending documents home to the Philippines: the channels and their trade-offs
The channels for sending a document to the Philippines (courier, postal, hand-carry, consular, PSA re-order) as posted structural terms, dated.
Is money sent to the Philippines taxed? What the tax authorities state
One worry, three separate tax questions: PH income tax on the recipient, PH donor's tax on the sender, and the sending country's tax — dated authority pointers.
Building ipon while supporting family: a savings framework for OFWs
A non-advice framework for building savings and an emergency fund as an OFW while the padala continues: the three buckets, and whose emergency is whose.
Apostille documents for the Philippines from abroad: a sourced checklist
Who apostilles a foreign document for the Philippines, by country: Convention status, competent authority and posted fee, plus the Gulf legalization route.
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